Interchange Optimization

Find Opportunities to Reduce Processing Costs

Identify payment cost-saving opportunities through interchange optimization and Visa CEDP technology.

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A Smarter Approach to Processing

What is Interchange Optimization?

Interchange optimization focuses on identifying opportunities to reduce the costs associated with accepting credit card payments. Payments With a Purpose combines payments industry expertise with technology supporting Visa CEDP to help merchants navigate evolving card-brand rules and identify potential savings opportunities.

The goal is straightforward: help businesses reduce processing costs, protect their margins, and improve profitability.

A Competitive Advantage

The Visa CEDP Advantage

Payments With a Purpose is one of the only companies with access to technology supporting Visa CEDP (Custom Electronic Data Processing), enabling merchants to pursue lower processing rates under Visa's new rules. This technology gives Payments With a Purpose an additional tool for identifying opportunities that may otherwise go unnoticed as card-brand rules continue to change.

Who Can Benefit

Built for Merchants Looking to Reduce Costs

Payments With a Purpose's interchange optimization capabilities are particularly relevant to businesses that accept significant volumes of credit card payments and want to identify opportunities to improve their processing economics.

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Wholesalers

Identify potential opportunities to reduce processing costs while managing payment activity at scale.

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Distributors

Evaluate payment processing costs and identify opportunities created by evolving card-brand rules.

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Business Owners & Finance Decision-Makers

Gain greater visibility into processing costs and potential opportunities to protect margins.

From Analysis to Opportunity

Our Cost-Savings Methodology

Payments With a Purpose's approach starts by examining a merchant's current payment processing costs and identifying opportunities created by current card-brand rules and available technology.

A merchant statement assessment can help uncover areas where processing costs may be reduced and determine whether further optimization opportunities are worth pursuing.

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See the Difference

Interchange Optimization in Action

Take the First Step

Could Your Processing Costs Be Lower?

Send us your merchant statement for a complimentary assessment and discover opportunities to improve profitability.